About Us

At Confident Cashflow, we pride ourselves on providing a complete credit management solution for your business.

Set up in 2017 by Nicki Kinton, who has years of experience under her belt, we’re based in Swindon, Wiltshire, working with businesses across the UK to help them get their cashflow under control.

We hold up our hands, we’re mad about credit management! But we know that you probably don’t share the passion, which is fine – you don’t have to, we bring all the enthusiasm, expertise and hard work.

In fact, Nicki was brought up with numbers, through work experience at her father’s accountancy practice, where she spent many a happy an hour while at school and university.

Nicki is also one of the few people to hold a First Class BA Hons degree in credit management and she qualified with the Chartered Institute of Credit Management (CICM).

If you’d like to talk to Nicki and Confident Cashflow about how we can help you grow your business through careful credit management – or if you just want to ask her why she loves numbers so much – please get in touch for a no obligation chat.

Nicki’s LinkedIn page

What our clients have to say about us

  • "I met Nicki via LinkedIn fairly recently and she has been a massive help to me in the business. She is organised ,transparent and easy to deal with. Above all she gets clients to pay promptly and she has improved my cashflow enormously. I would recommend her highly."

  • "I asked Nicki to draw up some Ts & Cs for my business and she absolutely delivered. She did her research so she could fully understand my sector, asked pertinent questions and produced Ts & Cs which are spot on. She's very professional to work with, listens and is hugely likeable. Most importantly, I now have peace of mind that I am covered for eventualities."

  • "As a relatively new business we needed some T's and C's to make sure we and our customers were appropriately protected. Nicki worked with us, taking the time to understand the unique elements of our services, to create some solid T's and C's. Communication and follow up was excellent, as were the response times to our queries and of course the final quality product. With a friendly manner backed by great subject knowledge, I can happily recommend NK Credit Consultancy to anyone and everyone."

  • "I met Nicki through a local networking group as I was looking for someone to write Terms and Conditions for my new venture into the corporate world and to refresh the T&Cs I had for my online eLearning business.

    The process was professional, timely and interactive. Nicki had a good understanding of what I needed but made sure that any specific requirements were captured and added to the documents. I would definitely recommend her, both from a professional perspective in what she delivers, but also the engagement and connection that we made at a personal level."

  • Being a small business is hard. There just isn’t enough expertise in all fields to ensure you are compliant with everything. Between Simon and I, we pretty much had everything nailed, but one thing that was worrying me was our credit terms and lack of contract with our clients. We were working very much on a faith/trust basis, and it was only a matter of time before something went really wrong. So that’s when I called upon Nicki. Her knowledge of the ‘rules’ is outstanding. She was very friendly, and asked me all about my business to understand our own processes to get a better understanding of how we operate. It would have been very easy for her to issue us with a set of standards terms and conditions, but instead she tailored them to our exact needs.

    We have implemented them for all new clients and contracts, and slowly introducing them for our existing and repeat clients. But I am feeling a lot happier now that we have something in place. I am hoping that we won’t ever have to use them against a client, but at least we have them now.

  • We have been looking for a long time for someone to be able to produce our T & C's as they are so complicate due to the varied work we carry out. Nicki was very understanding and produced a very specific product for us.

    Nicki provided us with exactly what we were after and haven't been able to get others to provide.
    Great Job well done.

    Very prompt and efficient, pleasure to work with.