Confident Cashflow Logo

Time for a change: we have rebranded!

When I first started NK Credit Consultancy last year I didn’t really give a great deal of thought to the name. I needed a name to register at Companies House and this was what my husband and I came up with at the time. Not very inventive but it served a purpose. The Wrong Idea […]

cash flowing out of a jar

Four simple ways to manage and improve your cash flow

Is your bank balance keeping you awake at night? You should know you’re not alone! A 2017 study from Barclaycard showed that a whopping 63% of SME decision makers worry about their business’ cash flow. That’s a lot of sleepless people. Cash is king in any business. We hear this expression over and over again […]

Credit Controllers Are Not Rottweilers

What qualities does a good credit controller need?

Some people in my sphere hold the opinion that I must be barking mad to work in the area of financial services that I do. Or even in financial services at all. In fairness it’s an apt description given that credit controllers are often referred to as Rottweilers! Yet, stepping away from the association with […]


Get your invoices right and get paid faster

Invoicing is a critical part of any business’s processes. Without invoices your customers won’t know how much and when they need to pay you. And without any money coming in, your business won’t survive for long! Being a small business owner often means too much to do and too little time. Yet it’s worth making […]

late payments

The Real Cost of Late Payments

We can all agree I’m sure that getting paid late is frustrating. Why then do we often take so long to do anything about it? In our blog Is the Credit Control Call Dead? we looked at some of the reasons why we may not be as effective in chasing for payments as we could […]

Credit Control Call

Is the Credit Control Call Dead?

Over the last few months I’ve spoken to many business owners. Time and again I’ve encountered in them a crippling dislike of calling clients and chasing for payment. They’ll email the reluctant payer until the cows come home yet do all they can to avoid picking up the phone and speaking to them! Which leads […]

NK Credit Consultancy

A Year to Remember!

As the end of a year approaches it’s natural that we get a little reflective on the past year as we look forward to the next. And I’m no exception. But this year, more than ever, I’ve got reason to reflect. In the beginning 2017 was a big year for me. Driven by a need […]

Prompt Payment Directory

Have you heard of the Prompt Payment Directory?

Payment performance is a big part of the due diligence we should undertake in respect of prospective customers. It’s vital we make sure we know who we are doing business with as my previous blog, ‘Are you selling your stuff or giving it away?’ explains. With the UK’s late payments culture affecting four in ten […]

Six strategies to avoid crippled Christmas cash flow

The Christmas period is almost upon us. It’s a time to be merry and dispense peace and goodwill to all men! It’s also, as this business report article on how Christmas can cripple cash flow, points out, one of the most dangerous times of the year to experience cashflow problems. How peaceful will you be […]